Banks and Housing Finance Companies (HFCs) offer home loans of up to 75% to 90% of the property’s value depending on the credit profiles of their loan applicant, subject to the caps on the LTV ratios set by the lenders and the RBI. The tenure of a home loan can go up to 30 years, depending on the age and repayment capacity of the applicant. At Paisabazaar.com, we help you compare housing loan interest rates and other features offered by top banks and HFCs and apply online for the best option available on your credit profile.

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Top Credit Cards for August 2023

To help you compare and choose the best-suited card, we have listed down the best 10 credit cards in India for 2023 along with their features and benefits. Through Paisabazaar, you can access detailed information around each credit card, compare them on multiple parameters like features, reward structure, fees etc. and also, apply for a credit card from our partner Banks.

Top 10 Credit Cards
Annual Fee
Best Suited For
Key Feature#

- Cashback SBI Card
- Rs. 999
- Cashback across all categories
- 5% cashback on online transactions* without any merchant restriction
- Cashback SBI Card
- Rs. 999
- Cashback across all categories
- 5% cashback on online transactions* without any merchant restriction
- Cashback SBI Card
- Rs. 999
- Cashback across all categories
- 5% cashback on online transactions* without any merchant restriction
- Cashback SBI Card
- Rs. 999
- Cashback across all categories
- 5% cashback on online transactions* without any merchant restriction
- Cashback SBI Card
- Rs. 999
- Cashback across all categories
- 5% cashback on online transactions* without any merchant restriction
- Cashback SBI Card
- Rs. 999
- Cashback across all categories
- 5% cashback on online transactions* without any merchant restriction

These cards offer the best-in-class benefits across shopping, travel, cashback, etc., for consumers from different income levels and credit profiles. Please note that this list does not include super-premium credit cards that are usually “invite-only” cards and are offered to individuals with high income. If you want such extraordinary benefits, you must check out the list of best super-premium cards in India.

Top Credit Cards for August 2023

Best Suited For: Cashback Card Rating: ★★★★ (4/5) Cashback SBI Card is a new addition to the list of best cashback credit cards in India. It offers flat 5% cashback on all online purchases without any merchant or category restrictions, which makes it a great option for those who wish to get considerable value-back on their online shopping. 5% cashback across all online spends without any merchant restrictions 1% cashback on all offline spends and utility bill payments Cashback will be auto-credited to your card within 2 days of statement generation 4 complimentary domestic lounge visits in a year Joining Fee: Nil

Top Credit Cards for August 2023

Credit Card by Banks

HDFC Bank
SBI Card
ICICI Bank
Axis Bank
RBL Bank
IndusInd Bank
Standard Chartered Bank
HSBC Bank
Kotak Mahindra Bank

Credit Card by Banks

HDFC Bank
SBI Card
ICICI Bank
Axis Bank
RBL Bank
IndusInd Bank
Standard Chartered Bank
HSBC Bank
Kotak Mahindra Bank

Credit Card by Banks

HDFC Credit Card Reward Points
SBI Credit Card Reward Points
ICICI Credit Card Reward Points
AXIS Bank Credit Card Reward Points
RBL Credit Card Reward Points
IndusInd Bank Credit Card Rewards
Standard Chartered Credit Card Reward Points
HSBC Credit Card Reward Points
Kotak Mahindra Credit Card Reward Points